THE FIRST PERSONALLY-OWNED FERTILITY INSURANCE
THE FIRST PERSONALLY-OWNED FERTILITY INSURANCE
PROTECTION FOR YOUR FUTURE FERTILITY
PROTECTION FOR YOUR FUTURE FERTILITY
Up to $50K in coverage including diagnostics, medications, IUI, and IVF
Up to $50K in coverage including diagnostics, medications, IUI, and IVF
Use any clinic in the U.S.
Use any clinic in the U.S.
Coverage that’s yours, not tied to your employer or state
Coverage that’s yours, not tied to your employer or state
INSURANCE
COMMUNITY
WHY FERTILITY INSURANCE MATTERS
FERTILITY INSURANCE PROVIDES PEACE OF MIND
Fertility care can come with high out-of-pocket costs. Flora helps protect you with coverage for eligible treatments, in case you need them in the future.
OUT-OF-POCKET FERTILITY TREATMENT
OUT-OF-POCKET FERTILITY TREATMENT
Diagnostics
$1,000-$3,000
Medications/IUI
$3,000-$10,000
Single IVF procedure
$12,000-$20,000
Total cost estimate
$15,000-$50,000
FLORA FERTILITY INSURANCE
$50,000 lifetime coverage
$10,000/year to cover out-of-pocket costs
$40/month average cost
Typical premiums range from
$15-$70
/month
*Coverage subject to eligibility, underwriting and policy terms.
WHY FERTILITY INSURANCE MATTERS
FERTILITY INSURANCE PROVIDES PEACE OF MIND
Fertility care can come with high out-of-pocket costs. Flora helps protect you with coverage for eligible treatments, in case you need them in the future.
OUT-OF-POCKET FERTILITY TREATMENT
Diagnostics
$1,000-$3,000
Medications/IUI
$3,000-$10,000
Single IVF procedure
$12,000-$20,000
Total cost estimate
$15,000-$50,000
FLORA FERTILITY INSURANCE
$50k lifetime coverage
$10k/year to cover out-of-pocket costs
$35/month average cost
Premiums range from
$15-$70
/month
*Coverage subject to eligibility, underwriting and policy terms.
COVERAGE
FLORA OFFERS COMPREHENSIVE FERTILITY COVERAGE
Covered
Not covered
Diagnostics and testing
Medications
Hormone panels
Fertility assessments
IUI procedures
IVF procedures
Ultrasounds and monitoring
Specialist consultations
Follow-up care to treatments
Laboratory services
COVERAGE
FLORA OFFERS COMPREHENSIVE FERTILITY COVERAGE
Covered
Not covered
Diagnostics and testing
Medications
Hormone panels
Fertility assessments
IUI procedures
IVF procedures
Ultrasounds and monitoring
Specialist consultations
Follow-up care to treatments
Laboratory services
CLINIC OF YOUR CHOICE
No network restrictions. Choose a fertility clinic or specialist that works best for you.
UP TO $50K IN COVERAGE
Coverage designed to help offset the cost of eligible fertility treatments over time.
COMMUNITY BENEFITS
Access women’s health partners and well-being perks.
*For full details refer to your policy documents.
Procedures must be ordered by a practitioner licensed to practice in reproductive medicine and in good standing with their regulatory body.
COVERAGE
FLORA HAS COMPREHENSIVE FERTILITY COVERAGE
Covered
Not covered
Diagnostics and testing
Medications
Hormone panels
Fertility assessments
IUI procedures
IVF procedures
Ultrasounds and monitoring
Specialist consultations
Follow up care to treatments
Laboratory services
YOUR CLINIC OF CHOICE
No network restrictions. Choose a fertility clinic or specialist that works best for you
UP TO $50K IN COVERAGE
Coverage designed to help offset the cost of eligible fertility treatments over time
UP TO $50K IN COVERAGE
Access women’s health partners and well-being perks.
*For full details refer to your policy documents.
Procedures must be ordered by a practitioner licensed to practice in reproductive medicine and in good standing with their regulatory body.
The first fertility benefit of its kind, completely owned by you.
The first fertility benefit of its kind, completely owned by you.
UNDERSTAND YOUR COVERAGE
Coverage limit
All policies have a lifetime coverage limit of $50K, broken down by $10K max/year for medically-required fertility treatment.
All policies have a lifetime coverage limit of $50K, broken down by $10K max/year for medically-required fertility treatment.
Where you can receive care
FLORA allows you to choose where you receive care. There are no network restrictions, so you can work with licensed fertility clinics and specialists that meet your needs.
FLORA allows you to choose where you receive care. There are no network restrictions, so you can work with licensed fertility clinics and specialists that meet your needs.
Waiting period
All policies have a one-year coverage wait period before you can make a claim.
All policies have a one-year coverage wait period before you can make a claim.
WHAT PEOPLE ARE SAYING ABOUT FLORA FERTILITY
I love what you’re doing. It’s like my security blanket around my future family.
Flora is democratizing access to fertility care. There is growing demand for personalized health coverage, especially in a work environment where not everyone works at a Fortune 500 company. We’re proud to back a world-positive company that’s making critical health benefits more accessible for people, and that align with how they want to work today, and in the future.
Jenny Fielding, Co-Founder & Managing Partner at Everywhere Ventures
Flora Fertility’s founders are redefining the way women access reproductive care, creating a new paradigm for insurance and autonomy.
I know I’m likely going to delay having kids because I am focused on my career. This helps me plan ahead.
Women are being told that freezing their eggs is an insurance policy. Your product made me realize what I actually need is an INSURANCE POLICY! I immediately shared Flora with my five girlfriends. We all want this.
WHAT PEOPLE ARE SAYING ABOUT FLORA FERTILITY
Flora Fertility is giving employees control of their benefits — while lowering costs.
Flora is democratizing access to fertility care. There is growing demand for personalized health coverage, especially in a work environment where not everyone works at a Fortune 500 company. We’re proud to back a world-positive company that’s making critical health benefits more accessible for people, and that align with how they want to work today, and in the future.
Our employer clients have been asking for this type of coverage, but we haven’t been able to offer it using the more traditional models. This levels the playing field.
Flora Fertility’s founders are redefining the way women access reproductive care, creating a new paradigm for insurance and autonomy.
I know I’m likely going to delay having kids because I am focused on my career. This helps me plan ahead.
Our employer clients have been asking for this type of coverage, but we haven’t been able to offer it using the more traditional models. This levels the playing field.
FAQs
When and how can I apply?
Why would I buy a policy at a young age, when I can wait till I’m older?
What factors might impact my eligibility for coverage or increase my premiums?
Is egg freezing included?
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© 2026 FLORA
SUBSCRIBE TO OUR NEWSLETTER
© 2026 FLORA
SUBSCRIBE TO OUR NEWSLETTER
© 2026 FLORA
WHAT PEOPLE ARE SAYING
I love what you’re doing. It’s like my security blanket around my future family.
I know I’m likely going to delay having kids because I am focused on my career. This helps me plan ahead.
FAQs
View all